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Add Finding the best private health insurance in today’s market requires more than just comparing prices.

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According to the latest Which? report, consumers are increasingly choosing plans that offer modular coverage. These allow users to select only the services they need—such as mental health support—while skipping extras like dental to keep premiums low.
Before committing to a policy, it’s important to read the fine print. Some plans auto-renew, while others offer fixed-rate contracts. Always verify what’s included—especially around chronic conditions—and ensure the plan aligns with your risk tolerance.
According to the latest Which? review, customer satisfaction, claims handling, and policy transparency are key indicators of quality. The top-rated providers include The Exeter, each offering modular coverage to suit freelancers.
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